IRCTC Online Transactions: Charges You Have To Pay On Net Banking, Card Payments

IRCTC Online Transactions: Charges You Have To Pay On Net Banking, Card Payments

The Indian Railway Catering And Tourism Corporation  (IRCTC) oversees catering, tourism and online ticketing operations of the Indian Railways. Every time you book tickets via IRCTC, a nominal rate is charged for payments via net banking, credit/debit cards, e-wallets etc. For example, for every transaction done via State Bank of India (SBI), Punjab National Bank (PNB) Andhra Bank, and Federal Bank, among others, IRCTC charges Rs. 10 plus the applicable tax. For transactions made through digital wallet Paytm, IRCTC charges 1.80 per cent plus applicable tax, the ticketing arm of Indian Railways said on its website – irctc.co.in.

Given below is the list of bank transaction charges of IRCTC:

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Net banking:

State Bank of India Rs. 10/- per transaction + Applicable Taxes
State Bank of India and Associates Rs. 10/- per transaction
Federal Bank Rs.10/- + Applicable Taxes
Indian Bank Rs. 10/- per transaction
Union Bank of India Rs. 10/- per transaction
Andhra Bank Rs.10/- + Applicable Taxes
Punjab National Bank Rs. 10/- per transaction
Allahabad Bank Rs.10/- + Applicable Taxes
Vijaya Bank Rs.10/- + Applicable Taxes
AXIS Bank Rs.10/- + Applicable Taxes
HDFC Bank Rs.10/- + Applicable Taxes
Bank of Baroda Rs. 10/- per transaction + Applicable Taxes
Karnataka Bank Rs. 10/- per transaction
Oriental Bank of Commerce Rs.10/- + Applicable Taxes
Karur Vysya Bank Transaction Charges NIL
Kotak Mahindra Bank Rs.10/- + Applicable Taxes
ING Vysya Bank (now Kotak) Rs.10/- + Applicable Taxes
ICICI Bank Rs.10/- + Applicable Taxes
IndusInd Bank Transaction Charges NIL
IMPS Rs. 5 for TXN Amt upto Rs. 5000/- and Rs. 10 for above.
Central Bank of India Rs. 10/- + Applicable Taxes
Bank of India Rs. 10/- per transaction
Syndicate Bank Rs. 10/- per transaction
Bank of Maharashatra Transaction Charges NIL
IDBI Bank Transaction Charges NIL
Corporation Bank Rs. 10/- per transaction
Yes Bank Rs. 5/- per transaction + Applicable Taxes
Nepal SBI Bank Ltd. NPR 19/- per transaction + Exchange Commision + Applicable Taxes
South Indian Bank Transaction Charges NIL
Canara Bank Rs. 10/- per transaction + Applicable Taxes
City Union Bank Nil
Airtel Payments Bank Rs.10/- + Applicable Taxes

Payment Gateway /Credit /Debit Card

Visa/Master Card(Powered By ICICI BANK) – 1.8 % + Applicable Taxes for all domestic Credit Cards
– 0.25% + Applicable Taxes, For all Domestic Debit Cards transactions Amount upto Rs. 1,000.
– 0.50% + Applicable Taxes, For all Domestic Debit Cards transactions Amount between Rs. 1001 – 2000
– 1% + Applicable Taxes, For all Domestic Debit Cards transactions Amount above Rs. 2,000.
Visa/Master Card(Powered By CITI BANK) 1.8 % + Applicable Taxes for all domestic Credit Cards
NIL , For all Domestic Debit Cards upto Rs. 1 Lakh
Visa/Master Card(Powered By HDFC BANK) – 1.8 % + Applicable Taxes for all domestic Credit Cards
– NIL , For all Domestic Debit Cards
American Express 1.8% of Transaction Amount
Visa/Master Card(Powered By AXIS BANK) – 1.65% + Applicable Taxes, For all Master/Visa Credit Cards.
– NIL , For all Domestic Debit Cards
RuPay Card (Powered by Kotak Bank) Transaction Charges NIL upto Rs. 1 Lakh

Debit card with PIN:

State Bank of India Transaction Charges NIL
Indian Overseas Bank Transaction Charges NIL upto Rs. 1 Lakh
Punjab National Bank Rs. 10/- per transaction
Indian Bank – NIL , For transaction Amount upto Rs. 2,000.
– Rs. 10 , For transaction Amount above Rs.2,000.
Union Bank of India Rs. 10/- per transaction
Bank of India Rs. 10/- per transaction
Andhra Bank Rs.10/- + Applicable Taxes
Canara Bank Transaction Charges NIL upto Rs. 1 Lakh
CITI Bank Rs.10/- or 1.8% whichever is higher + Applicable Taxes.
ICICI Bank Rs.10/- + Applicable Taxes
HDFC Bank Transaction Charges NIL
Central Bank of India Rs. 10/- + Applicable Taxes
AXIS Bank Transaction Charges NIL
United Bank of India Transaction Charges NIL upto Rs. 1 Lakh

Wallets/cash cards:

ITZ Cash Card Rs. 10/- or 1.5% whichever is lower
I Cash Card 1.5% per transaction
Oxigen Wallet 1.80% + Applicable Taxes
Paytm Wallet 1.80% + Applicable Taxes
Mobikwik Wallet 1.80% + Applicable Taxes
mRUPEE Wallet Transaction Charges NIL
Paytm Wallet 1.80% + Applicable Taxes
Freecharge Wallet 1.80% + Applicable Taxes
SBI Buddy Rs. 10/- per transaction + Applicable Taxes
OLAMONEY Wallet 1.30% + Applicable Taxes
Airtel Money .75% + Applicable Taxes
I Cash Card 1.5% per transaction

IRCTC prepaid, ewallet, Citi bank:

IRCTC Union Bank prepaid (RuPay) Rs. 10/- + Applicable Taxes
IRCTC eWallet IRCTC eWallet service charge ₹ 10 /-
CITI Bank Pay in 3 EMI with Citibank Card, Transaction charges 2.8%

Multiple Payment Service
(Credit & Debit Cards/ Netbanking /Wallets / International Cards):

Credit & Debit cards / Net Banking / Wallet (Powered by Paytm) 1.8 % + Applicable Taxes for all domestic Credit Cards
NIL , For all Domestic Debit Cards upto Rs. 1 Lakh
Rs. 10 + Applicable Taxes for Netbanking transactions
1.8 % + Applicable Taxes for E-wallet transactions
International cards (powered by ATOM) 4% of Transaction Amount (Including Applicable Taxes)
Credit & Debit cards / Net Banking / Wallet (Powered by ITZ) 1.8 % + Applicable Taxes for all domestic Credit Cards
NIL ,For all Domestic Debit Cards upto Rs.1 Lakh
Rs. 10 + Applicable Taxes for Netbanking transactions
1.5 % + Applicable Taxes for E-wallet transactions
4% + Applicable Taxes for International Cards
Credit & Debit cards / Net Banking / Wallet (Powered by PayU) 1.8 % + Applicable Taxes for all domestic Credit Cards
NIL , For all Domestic Debit Cards upto Rs. 1 Lakh
Rs. 10 + Applicable Taxes for Netbanking transactions
1.8 % + Applicable Taxes for E-wallet transactions
Credit & Debit cards / Net Banking / UPI (Powered by Razorpay) 1.8 % + Applicable Taxes for all domestic Credit Cards
NIL ,For all Domestic Debit Cards upto Rs.1 Lakh
Rs. 10 + Applicable Taxes ,For UPI transaction Amount above Rs.2,000.
Rs. 10 + Applicable Taxes for Netbanking transactions

Bharat QR / Scan & Pay

AXIS PG (mVisa / Scan & Pay) Rs. 10/- per transaction + Applicable Taxes
Atom – Bharat QR 1.75 % + Applicable Taxes

Pay On Delivery / Paylater

Pay-On-Delivery (Powered by Anduril Technologies) Rs. 90 + Applicable Taxes for TXN Amt upto Rs. 5000/- and Rs. 120 + Applicable Taxes for above
ePaylater (Powered by Arthashastra Fintech Pvt. Ltd.) 3.50% + Applicable Taxes

BHIM / UPI / USSD

Pay using BHIM (Powered by AXIS BANK) also accepts UPI Transaction Charges NIL

Wallets( Mobile App)

PayU Money M Txn Chgs: 1.8 % of net amt + GST as applicable
Mobikwik Wallet M Txn Chgs: 1.80 % of net amt + GST as applicable
JIO Money Txn Chgs: 1.30 % of net amt + GST as applicable
Ola Money Txn Chgs: 1.30 % of net amt + GST as applicable
Airtel Money Txn Chgs: 1.8 % of net amt + GST as applicable

Multiple Payment Service( Mobile App)

PAYTM M Txn Chgs: ₹ 10 for Net Banking, For Debit Cards: NIL for Amt upto ₹ 100000, For Other options 1.8% of Net Amt. GST as applicable
Zaakpay PG Txn Chgs: ₹ 5 for Net Banking, For Debit Cards: NIL for Amt upto ₹ 100000, For Credit Cards: 1.26% of Net Amt. GST as applicable
PayU Money Txn Chgs: ₹ 10 for Net Banking, For Debit Cards: NIL for Amt upto ₹ 100000, For Other options 1.8% of Net Amt. GST as applicable
Razorpay Txn Chgs: ₹ 10 for Net Banking, For UPI: NIL for Amt upto ₹ 2000 and ₹ 10 for Amt above ₹ 2000, For Debit Cards: NIL for Amt upto ₹ 100000, For Credit Cards: 1.8 % of Net Amt. GST as applicable
PAYTM WALLET Txn Chgs: 1.8 % of net amt + GST as applicable

Cash on Delivery (COD)( Mobile App)

Pay-On-Delivery (Powered by Anduril Technologies) Txn Chgs: ₹ 90 for Amt upto ₹ 5000 and ₹ 120 for Amt above ₹ 5000 + GST as applicable

Meanwhile, IRCTC is offering a seven-day tour at Rs. 35,165 to select destinations in southern India.

Source by:-ndtv

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